Lower Rates Bring Renewed Opportunities

Lower Rates Bring Renewed Opportunities

Rates
September 17, 2025

Mortgage rates have dropped to their lowest level in nearly a year, creating new opportunities for buyers and homeowners looking to refinance.

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AI Tools Open New Doors for Homebuyers

AI Tools Open New Doors for Homebuyers

Technology
September 9, 2025

Artificial intelligence is making mortgages more inclusive, especially for Hispanic and underserved communities. Discover how bilingual AI tools are simplifying the process and opening new paths to homeownership.

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New Credit Scoring Model Expands Access

New Credit Scoring Model Expands Access

News
September 9, 2025

Fannie Mae and Freddie Mac are adopting VantageScore 4.0, a model that considers rent and utility payments in credit evaluations. This change is expected to help millions of Americans qualify for a mortgage.

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Protecting Homebuyers from Unwanted Calls

Protecting Homebuyers from Unwanted Calls

News
September 9, 2025

A new law bans most trigger lead solicitations, giving homebuyers more control over their privacy. Learn how the Homebuyers Privacy Protection Act protects consumers and encourages lenders to focus on trust and service.

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Could Cryptocurrency Play a Role in Mortgages

Could Cryptocurrency Play a Role in Mortgages

Technology
September 9, 2025

Regulators are exploring whether cryptocurrency assets should count in mortgage underwriting. While challenges remain, the discussion signals how quickly the definition of financial readiness is evolving.

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Gen Z and First-Time Buyers Are Driving Mortgage Growth

Gen Z and First-Time Buyers Are Driving Mortgage Growth

Technology
September 17, 2025

First-time homebuyers, particularly those in Gen Z, are now driving a record share of mortgage originations. In the first quarter of 2025, first-time buyers accounted for 58 percent of agency purchase lending, and Gen Z represented approximately one in four of those loans.

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